Expert independent appraisals to ensure fair valuation of your property damage
Request Free Appraisal ReviewHow independent appraisals work in insurance claims
When you disagree with your insurance company's assessment of your property damage, a formal appraisal is the next step to resolve the dispute. Bastion Claims provides licensed, independent appraisers who work exclusively for you to ensure your loss is properly valued.
The appraisal process is a provision in most property insurance policies that allows for an impartial evaluation when the policyholder and insurance company disagree on the value of a claim. This process typically involves:
Bastion Claims appraisers have successfully resolved thousands of disputes, recovering millions in additional settlement dollars for Texas property owners.
How we ensure you receive a fair property damage valuation
Free review of your claim and insurance company's offer
Thorough inspection and documentation of all damage
Detailed report with repair scope and cost analysis
Formal submission to insurance company's appraiser
Negotiation or umpire process for binding decision
Common situations where an independent appraisal is essential
When the insurance settlement doesn't cover actual repair costs
When legitimate claims are wrongly denied by insurers
When insurers insist on repairs instead of replacement
When insurers minimize hail, wind, or flood damage
When insurers undervalue structural or content damage
When business property damage affects operations
Answers to common questions about property appraisals
The appraisal process can be used for most property damage claims including roof damage from storms, fire damage, water damage, hail damage, wind damage, and more. It's particularly effective for disputes over the scope of damage and repair costs.
Bastion Claims works on a contingency fee basis for appraisals. This means you pay nothing upfront - our fee is a percentage of the additional settlement we recover for you. If we don't increase your settlement, you owe us nothing.
Most appraisal cases are resolved within 30-90 days, depending on the complexity of the claim and the insurance company's responsiveness. We prioritize efficient resolution while ensuring thorough documentation.
Yes, in many cases. Texas law typically gives policyholders two years from the date of loss to request appraisal. However, we recommend acting promptly as evidence is more easily gathered soon after damage occurs.
Our appraisers are Texas-licensed professionals with specific expertise in insurance claim disputes. We have construction and estimating backgrounds, use advanced documentation technology, and have a proven track record of success against major insurers.
Contact our licensed appraisers today for a free claim evaluation
Bastion Claims helps Texas property owners get the fair compensation they deserve from insurance companies. Our expert appraisers and public adjusters fight for you.
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