Property Appraisals - Bastion Claims

Property Appraisal Services

Expert independent appraisals to ensure fair valuation of your property damage

Request Free Appraisal Review

What is a Property Appraisal?

How independent appraisals work in insurance claims

When you disagree with your insurance company's assessment of your property damage, a formal appraisal is the next step to resolve the dispute. Bastion Claims provides licensed, independent appraisers who work exclusively for you to ensure your loss is properly valued.

The appraisal process is a provision in most property insurance policies that allows for an impartial evaluation when the policyholder and insurance company disagree on the value of a claim. This process typically involves:

  • Each party selects their own independent appraiser
  • The appraisers examine the damage and valuation
  • If they disagree, they select an impartial umpire
  • The decision of any two is binding

Bastion Claims appraisers have successfully resolved thousands of disputes, recovering millions in additional settlement dollars for Texas property owners.

Property Appraisal

Our Appraisal Process

How we ensure you receive a fair property damage valuation

1

Initial Consultation

Free review of your claim and insurance company's offer

2

Damage Assessment

Thorough inspection and documentation of all damage

3

Valuation Report

Detailed report with repair scope and cost analysis

4

Appraisal Submission

Formal submission to insurance company's appraiser

5

Resolution

Negotiation or umpire process for binding decision

When You Need an Appraisal

Common situations where an independent appraisal is essential

Underpaid Claims

When the insurance settlement doesn't cover actual repair costs

Claim Denials

When legitimate claims are wrongly denied by insurers

Repair Disputes

When insurers insist on repairs instead of replacement

Storm Damage

When insurers minimize hail, wind, or flood damage

Fire Damage

When insurers undervalue structural or content damage

Commercial Claims

When business property damage affects operations

Appraisal FAQs

Answers to common questions about property appraisals

What types of claims can be resolved through appraisal?

The appraisal process can be used for most property damage claims including roof damage from storms, fire damage, water damage, hail damage, wind damage, and more. It's particularly effective for disputes over the scope of damage and repair costs.

How much does an appraisal cost?

Bastion Claims works on a contingency fee basis for appraisals. This means you pay nothing upfront - our fee is a percentage of the additional settlement we recover for you. If we don't increase your settlement, you owe us nothing.

How long does the appraisal process take?

Most appraisal cases are resolved within 30-90 days, depending on the complexity of the claim and the insurance company's responsiveness. We prioritize efficient resolution while ensuring thorough documentation.

Can I use appraisal for an old claim?

Yes, in many cases. Texas law typically gives policyholders two years from the date of loss to request appraisal. However, we recommend acting promptly as evidence is more easily gathered soon after damage occurs.

What makes Bastion Claims appraisers different?

Our appraisers are Texas-licensed professionals with specific expertise in insurance claim disputes. We have construction and estimating backgrounds, use advanced documentation technology, and have a proven track record of success against major insurers.

Need an Independent Appraisal?

Contact our licensed appraisers today for a free claim evaluation

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